Matters of Interest

Whenever you apply for a home loan, credit card, HP or any other form of credit, the lender will run some checks. Because if someone’s advancing you money, they’ll want to know if you can pay them back.

Imagine the state taking control of your house, Kiwisaver funds, insurance policies, and any other assets you’ve accumulated, and then deciding who inherits them.

I’m surprised at how busy things have been lately. The economic climate is still quite challenging, but our phones never seem to stop ringing.

Spring is almost here, and that’s when Kiwis start browsing listings and going to open homes.

A lot of clients ask us this question. We understand why they want to know, because there’s a lot at stake.

As Financial Advisers, we’re here to help you get the mortgage you need for the property you want.

I realise that an email from your Financial Adviser might not be the most exciting thing in your inbox. But bear with us, because we’re trying to do the right thing by you.

Here’s a tip that might come in handy: Get your phone out, open the camera, and video any possession that you might need to claim on your insurance one day.

Cutting costs is a smart move. Cancelling your insurance probably isn’t.