Sue's View
Whenever you apply for a home loan, credit card, HP or any other form of credit, the lender will run some checks. Because if someone’s advancing you money, they’ll want to know if you can pay them back.
Imagine the state taking control of your house, Kiwisaver funds, insurance policies, and any other assets you’ve accumulated, and then deciding who inherits them.
I’m surprised at how busy things have been lately. The economic climate is still quite challenging, but our phones never seem to stop ringing.
As Registered Financial Advisers , we’re all about doing the right thing for our clients. A big part of that is making sure you don’t pay a dollar more than absolutely necessary.
Given the choice, most of us would opt for a loan agreement that trims thousands
of dollars from repayments.
Even with the best will in the world, I sometimes feel that personal finances can be like a sieve or a leaky bucket.