To fix or not to fix
Sue Tierney
We're here to help you with home loans, personal finance & insurance.
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Banks only charge interest on the precise amount of money outstanding on your loan. They calculate this interest every day.
Over my years of helping people choose the right mortgages and insurances, I’ve come across many who look embarrassed when the talk turns to deposits, cash projections, lump sums and interest rates.
Whenever you apply for a home loan, credit card, HP or any other form of credit, the lender will run some checks. Because if someone’s advancing you money, they’ll want to know if you can pay them back.