Budget Worksheet Annual gross salary? $ Monthly $ Fortnightly $0.00 $0.00 How much is coming in? $ income after tax Fortnight Month 1st person 2nd person Salary or wages Benefits or pensions Commission Interest and Dividends Business income Rentals Other - such as regular overtime Total $0.00 $0.00 Combined Total $0.00 How much is going out? Fortnight Month $ expenses Can I cut back? Current home loan/rent/board Other loans Student loan(s) Hire purchase(s) Overdraft - allow 2.5% of limit Credit and store cards - allow 5% of limit Rates - if applicable Insurance(s) Household costs such as: - Phone, power, gas - Groceries and food - Clothing - Healthcare - Car expenses - Home repairs Other costs such as: - Education, childcare - Entertainment, hobbies - Personal spending - Holidays - Child support - Superannuation and savings Total $0.00 $0.00 How much is left over? $0.00