A healthy change in the insurance market.

Sue Tierney

Traditional health insurance is reactive.  You pay your premiums and if you have an accident or develop a condition that needs treatment you put in a claim.

However this doesn’t recognise the value of staying healthy by doing all the things that keep you out of hospital.

So Sovereign has decided to shake up the market.   Healthy by Sovereign  includes proactive features to help you stay in good health.  It incentivises you to be smart with your lifestyle so you can minimise the risk of an avoidable and expensive condition, such as heart disease.

Of course the policy includes all the health insurance features you’d want including access to private hospitals and specialists.  No one wants to be stuck in a queue while their health suffers.  Sovereign’s new policy offers so much more.

If you like the sound of health cover that rewards your efforts to stay healthy I’d be more than happy to discuss it with you.

We're here to help you with home loans, personal finance & insurance.

Latest Insights

by Sue Tierney 21 August 2025
Spring is almost here, and that’s when Kiwis start browsing listings and going to open homes.
by Sue Tierney 21 August 2025
Imagine the state taking control of your house, Kiwisaver funds, insurance policies, and any other assets you’ve accumulated, and then deciding who inherits them.
by Sue Tierney 21 July 2025
I realise that an email from your Financial Adviser might not be the most exciting thing in your inbox. But bear with us, because we’re trying to do the right thing by you.

Wealth creation is not what you own. It’s what you control.

Deliver Sue’s insights straight to your inbox.