A $10,000 payout helped with the pain of a broken shoulder

Sue Tierney

I seem to have the habit of breaking bones at Easter, just before my birthday. This year was no exception.


My shoulder bore the brunt when I crashed into a tree while out riding my mountain bike. Painful, yes, but it could have been worse.


Since I took out Accidental Injury Cover two years ago, I was eligible for a $10k payout to help me get through the recovery period. Luckily, there was no need for surgery, and I wasn’t in a cast – if I had been, the payout would have been even higher. 


I notified the insurer and had the money in my bank account after two weeks. It certainly softened the blow.


Are you insured against common accidents?


For as little as $15 per month, you could be covered for the sort of accidents that lead to time off work. It helped me and it could help you, too.


If you don’t have an Income Protection Policy in place – or even if you do – Accidental Injury Cover could be a smart option. Get in touch if you’d like to find out more.

We're here to help you with home loans, personal finance & insurance.

Latest Insights

by Sue Tierney 21 July 2025
I realise that an email from your Financial Adviser might not be the most exciting thing in your inbox. But bear with us, because we’re trying to do the right thing by you.
by Sue Tierney 21 July 2025
A lot of clients ask us this question. We understand why they want to know, because there’s a lot at stake.
by Sue Tierney 20 July 2025
I’m surprised at how busy things have been lately. The economic climate is still quite challenging, but our phones never seem to stop ringing.

Wealth creation is not what you own. It’s what you control.

Deliver Sue’s insights straight to your inbox.