Insurance News

Short term pain for long term gain

It can be tempting to make life insurance choices based on price. Who wants to pay a bigger premium, especially when you’re young and money is tight? That’s why many tick the option that costs less in the early years but is re-adjusted every year. However these...

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10-foot tall and bulletproof..

If you’ve raised teenagers you know what I’m referring to. They emerge ready to take on the world and gloriously ignorant of life’s pitfalls. As a priority, insurance comes in about 88th place, below learning Esperanto and studying actuarial tables. This is a risky...

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Do you really need life insurance?

You would be amazed at the number of clients I talk to who have taken out life cover and have only the vaguest idea of what they're paying for. In many cases they were sold life insurance by their bank.  They were chatting to the bank manager about a mortgage or...

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Be prepared to live longer.

Life expectancy has steadily increased for the last few decades. In New Zealand we can now expect to live into our 80s as a matter of course and many will live longer. There are also many more treatments available to keep us alive. New drugs such as Keytruda are now...

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When did you last review your insurance?

If you don’t have an insurance broker who’s regularly in touch, there’s a good chance you’re paying for insurance you don’t need. Even worse – you could be forking out for insurance you’ll never be able to claim on, while failing to cover risks that apply to you. One...

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