Get Airpoints Dollarsjust for having insurance.

Get Airpoints Dollarsjust for having insurance.

You need insurance to protect what’s important. And if you’re with Sovereign, you can now get rewarded on top.   Since 30 November 2018, everyone who buys or holds an eligible Sovereign insurance policy can earn 1 Airpoints Dollar for every $100 of premium.   There’s...
“Should I use my KiwiSaver to pay off my mortgage?”

“Should I use my KiwiSaver to pay off my mortgage?”

We’re often asked this question by people approaching retirement. While I can’t give specific advice, here’s how I’d approach the issue.   NZ Super is designed to cover basic expenses only. If you’re 65 and have few other resources, Super will provide a barebones...
‘Tis the season to blow budgets.

‘Tis the season to blow budgets.

The festive season. A time to send out party invites, uncork the champagne, dine on delicious food, and shower those we love with expensive goodies.   All good fun but it comes at a price.   I’ve been thinking about this, not because I’m a Grinch – far from it! But...
Sick children.

Sick children.

This is a difficult topic, because no one likes to think of children suffering life-threatening conditions. But it happens.   About 150 Kiwi children are diagnosed with cancer every year. Starship Hospital has 200 beds – and they are usually occupied. If your child...
4 tips to lift your mortgage game.

4 tips to lift your mortgage game.

Continuing the theme of numbered checklists, here are four things you need to know about.   Make the most of today’s astonishingly low rates. I never imagined we would be looking at rates like 3.95% p.a. at this stage in the economic cycle. Talk to me now if you’d...