Thanks for reading. Here’s why I write to you.

Thanks for reading. Here’s why I write to you.

If you’re anything like me, your inbox is full to overflowing. So I thought I should take the time to explain why I send out these emails every month.   A big part of my job is keeping you informed.    Yes, we love working with you to arrange a mortgage and setting up...
Is self-insurance a good idea?

Is self-insurance a good idea?

It can be, depending on your propensity for risk.   If you’re a bit of a gambler, you might be happy to take some chances in life. By all means do so, if you’re willing to fork out when the bills come due. I’m thinking of a young man who had to use his house deposit...
The secret to paying off your mortgage sooner.

The secret to paying off your mortgage sooner.

There is no huge secret – it’s embarrassingly simple.   So why do some people manage to become mortgage-free in a few years while others on the same income somehow never get out from under their debt? Here are some tips and tricks I’ve learned over the years.   Pay...
A new scam.

A new scam.

Just when you think you’ve heard all the tricks scammers get up to, along comes a new one.   I recently attended a business event in a hotel with a good friend of mine. The event was totally above board but what happened during was interesting. First of all, my friend...
The product you love to hate.

The product you love to hate.

Most people have no problem insuring something tangible like a house or car. But they baulk at paying premiums to protect their ability to earn a healthy income.   Some then compound the problem by getting their accountant to play clever games to reduce tax liability....