01
Jan

Chas Wilson

For the attention of anybody who is looking for Mortgage Finance

RE: Mortgages by design and Sue Tierney

After my recent involvement with Sue Tierney and her firm in numerous mortgage applications made by buyer clients of mine, I feel it is time that I wrote with a few comments on the way she operates her business.

I have had over 30 years in Real Estate Agency and have often been involved in assisting buyers with arranging their mortgage finance, mostly by introducing them to a specialist in this field. A few years ago, I was fortunate enough to be introduced to Sue Tierney and, quite simply, I cannot fault the way Sue conducts her business as a mortgage broker. She works incredibly hard to satisfy her clients’ requirements and if it is possible to make a transaction work, Sue will do just that.

I would recommend her services without any hesitation, and wish her the best for the exciting future that I know she has ahead of her.

Yours sincerely

Chas Wilson

01
Jan

Book Review: The Automatic Millionaire

By Tina Dressel, Indiana University

How much do you know about money management? David Bach’s “The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich” is a book that takes you through the common-sense rules of becoming rich enough to retire early. He stresses several principles throughout the book: budgeting isn’t necessary, you don’t need determination, your salary is inconsequential, and setting up your personal finances doesn’t take much time. more…

01
Jan

Tips for Spring

Here are some maintenance items to undertake at home during Spring to keep our homes up to scratch:
Inspect interior walls and ceilings for holes or cracks. Patch and paint as necessary. Watch out for cracking or bubbling, which could indicate water damage. more…

01
Jan

Phenomenal Prices

Phenomenal Prices Achieved For Beachfront Real Estate

Beachfront property is the hottest sector of the real estate market at present, with properties selling for well in excess of their rating valuations.

more…

01
Jan

Other Links

Here are a few of our favourite links. We hope you enjoy them.

more…

01
Jan

Repairs and Maintenance

“Repairs and Maintenance” to the tax depreciation rules

Recently the Government have released an official issues paper entitled “Repairs and Maintenance” to the tax depreciation rules.”

This issues paper contains proposed changes to the depreciation rules as they relate to chattels fitout and buildings owned by residential property investors. Clarity on this issue is long overdue and the issues paper sets out the likely changes to the introduced by the Government later this year. more…

01
Jan

Lifetime Loans

Sentinel Lifetime Loans

Opening Doors To Income Possibilities
You Probably Never Thought You Had

Given the “love affair” New Zealanders have with their home and properties, Sentinel’s Lifetime Loans is one way to turn what is still your “castle” into your very own personal bank.

As a lump-sum payment, the Lifetime Loan can be used for whatever you want or need including home improvements, buying a new car, taking a holiday, paying for a special wish like a grandchild’s university education, or even for an urgent operation in a private hospital facility.

Lifetime Loans are designed to last you the rest of your life – usually they will be repaid only when you die or move into long term care. You are provided with a lump sum using your home as security and, apart from the initial valuation fee, you will not have to make any payments for the life of the loan. Unlike traditional loans there are no monthly repayments – in fact there is nothing to pay until you decide to sell the house or upon your death.

Call us now to find out more: 0800bydesign (0800 2933 7446)

01
Jan

$4,500.00 Bank fees waived

As a team we work hard to ensure that our clients benefit from a close, and highly respected relationship with our lending providers.

As a result of this relationship, one client was recently granted a loan free of all fees when obtaining finance at 95% lending. This saved him $4,500.00 in bank fees.

Our skills and expertise can often result in bank approvals outside of their normal lending guidelines.

01
Jan

Steindle Williams Legal

We at Steindle Williams Legal, highly value Sue and her teams efficient service, and always find that our clients have been fully advised, at every step of the financing process, both in terms of the product that each bank provides, and the best method of structuring a loan, in order to save our clients money.

We would greatly recommend that you contact Mortgages By Design first.

We’re sure that you will have to look no further……

Megan Williams, Tony Steindle
Solicitors.

01
Jan

I would definitley use Bridgitte again!

I felt comfortable dealing with Bridgitte right from the start.

She provided options I was unaware of that were available to me which was great. I prefer dealing with just one person who I know has my best interests in mind.

I would definitely use Bridgitte again as it was so easy.

Clive Gravatt
WARKWORTH