You are not entitled to a home loan.

That’s a harsh way to put it, but we need to grasp a harsh truth. If, like me, you have been with the same bank since childhood, you may think you are entitled to their support. But in the bank’s eyes, you’re not. 2017 has been a shocker. I’ve seen good clients...

What’s happening with interest rates?

You may have noticed helpful little buttons popping up on Internet banking. Click now to grab this great rate! Fix your home loan! Act now! It’s all about creating urgency. There’s nothing sinister going on. The banks are offering you an easy way to fix your mortgage...

The biggest mistake you can make with a mortgage this year.

If you are thinking of committing to a house purchase – and you don’t have finance nailed down in advance – I have one word of advice for you: Beware. The Reserve Bank is determined to choke off Kiwis’ insatiable demand for debt. Lenders are finding it harder to...

OUR NO. 1 TIP FOR FIRST-TIME BUYERS

In real estate, the saying is that you should concentrate on location, location, location. If you’re a first-time buyer the emphasis should be different. Focus instead on savings, savings, savings. The first-time buyers we have worked with in recent years have...